Benefits
Benefits Resources
The Seaside School District offers insurance benefits to Certified, Classified, and Confidential staff working 17.5 hours a week or more. Staff working 17.5 hours to 29 hours a week receive 75% of the negotiated amount, while staff working 30 hours plus per week receive 100% of the negotiated amount towards insurance coverage.
The negotiated amount for the 2026-2027 school year is $1900.00 per month.
SSD offers insurance benefits coordinated by Oregon Educators Benefit Board. Medical benefits include seven different plans offered through Moda Health. Dental benefits include five different plans offered through Delta Dental and Willamette Dental. Vision benefits include five different plans offered through Moda Health and VSP Choice Network. A summary of the medical/dental/vision and pharmacy benefits is available below under "Helpful Resources." Additionally, the cost associated with each plan can be found under that section. SSD uses the composite rate, which can be found on the far right column of the "Cost of Plans" document. This means employees can cover themselves alone or themselves, their partner, and their children for the same premium cost each month.
The state of Oregon requires all employees of the state, including those working in school districts, to participate in the Public Employees Retirement System (PERS). Employees must work 6 months in a qualifying position prior to contributing the standard 6% of gross wages to PERS. A qualifying position is one that works 600 hours or more in a calendar year.
Paid time off is specified in the Certified and Classified negotiated agreements. Employees can find those agreements articles here.
FMLA/OFLA
If you think you may need to take a leave of absence, please contact Human Resources at 503.738.5591 to discuss your options.
Savings Accounts
Depending on which medical benefit plan you enroll in, you will be eligible for a savings account specifically for health expenses.
Enrolling in plans 1-5 will give you access to a Flexible Spending Account (FSA) and/or a Health Reimbursement Account (HRA). Enrolling in plans 6-7 will give you access to a Health Savings Account (HSA) and/or a Health Reimbursement Account (HRA). During open enrollment, you can choose to add funds into the savings account you have access to, FSA or HSA, by communicating with American Fidelity. The district may also make contributions to those savings accounts, depending on how much your insurance premiums are.
Per the negotiated agreements, if an employee is enrolled in any plan and their premiums do not total the district contribution, the remaining district contribution will go into the employee chosen account. Eligibility is limited to the types of accounts permitted with the plan the employee is enrolled in, as well as enrollment in all three health plans – medical, dental, and vision. At the beginning of the school year, employees can complete the “Benefit Dollar Distribution form” (found under Helpful Documents to the right of this paragraph) and return it to the HR/Payroll team to designate where they would like their excess benefit dollars to go.
Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) operate in a very similar way. They are meant to cover health expenses over the year, such as co-pays, prescriptions, doctor office bills, etc. Funds can also be spent online at the FSA/HSA store website. The main difference between FSA and HSA is the timeline for when you have to spend the funds. The FSA starts over each benefit year, meaning you have to spend the funds between Oct 1 and Sept 30. If you don't spend the funds, or you stop working for the district, the money disappears. The HSA rolls over every year, meaning you don't have to spend the funds this year or next, but instead can save up the funds forever. If you stop working for the district, the funds will stay in the HSA and go with you.
Eligibility is limited to those that are enrolled in all three health plans – medical, dental, and vision. If an employee is not enrolled in all three health plans, they forfit their excess benefit dollars.
Garner
Garner is a complementary reimbursement benefit to encourage employees to choose healthcare professionals that are labeled “Top Providers.” Garner determines which healthcare professionals are “Top Providers” by analyzing outcomes and costs associated with each healthcare professional. If the healthcare professional consistently has positive outcomes and lower costs, they are deemed a “Top Provider.” All healthcare professionals listed in Garner are in-network with our health insurance company.
To receive reimbursement, employees enrolled in OEBB coverage create a profile with Garner, add Top Providers to your “Care Team,” then go see those providers for your healthcare needs. You may need to pay the provider a co-pay, or a bill. However, when the provider sends the bill to your insurance, any out-of-pocket costs will be identified (like the co-pay or bill you’re responsible for paying) and that cost will be sent to Garner to reimburse you.
For 2026-2027, Garner will reimburse up to $950 for individuals, $1900 for families. You can set up auto-deposit with Garner, or they can mail you a check!
Employees will not be reimbursed for going to see providers that Garner does not label as “Top Providers” or if an employee has not added the Top Provider to their Care Team, prior to seeing the provider.
